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A Financial “To Do” List for Engaged Couples
A Financial “To Do” List for Engaged Couples by: Nathan Dawson
Engagement can be a hectic and overwhelming time for all parties involved. However, by setting a wedding budget and by creating a long-term money-management plan, you can ensure that you will start off on the right foot. Follow these steps for a good marriage preparation: 1. Prepare to merge finances Discuss your spending and saving habits, your debts and assets and your respective salaries. Be sure that you have a realistic idea of how marriage will affect you both as a couple and as individuals. 2. Plan your wedding Make a realistic assessment of how much you can spend. While the average wedding cost is $15,000, with careful planning you may be able to go lower than that and create memories that will last forever. 3. Decide on whether to have a prenuptial agreement Prenuptial agreements aren’t always necessary. However, if there is a considerable difference in your net assets, it would be foolish not to have one drafted by a lawyer and signed by the necessary parties. 4. Merge your money In the eyes of the law (and creditors), a married couple is a single financial unit. This holds true, even for those couples who decide to open joint bank accounts. 5. Go over your taxes A good accountant may help out in this area. Generally speaking, dual-income families get penalized by tax laws. Evaluate your tax situation and decide if it is worth it for both of you to work.
How to Choose a Pearl Necklace for Your Wedding Day The elegant beauty of a strand of pearls has fascinated brides for centuries. People believe that wearing pearls on their wedding day will bring bliss to their marriage. Pearls are classic wedding j....... Unique Beach Wedding Receptions The most unique beach wedding reception ideas are sparked by imagination not tradition. Never mind etiquette, tradition and timelines. That information is outdated and stuffy. Do what will make you a....... Changes in the Wedding Industry Along with technology comes change and the wedding industry is feeling these changes more than most. Traditionally when arranging a wedding ceremony or function people send out personalized letters w....... Wedding Music - The Soundtrack to your Perfect Day So you are planning your Wedding Day and its going to be perfect. You have the flowers, cake, invitations, your dress, his outfit, and favors sorted. Your own fair hand has written your Wedding Vows,....... Get Rid of Pimples at Home I am sure almost everyone can relate to the story of getting a pimple on the day of a special event such as a wedding, picture day, meeting, date etc. For some people this maybe their whole life sto....... A Beach Wedding Cake Looking for a beach theme wedding cake? When it comes to wedding cakes, long gone are the days of following tradition. Since you are considering a beach theme wedding cake, you are obviously not a slave to those traditions. So...let's..... How to dry Roses There are many reasons why you might want to dry your roses: Many people want to keep a memento of a special moment, perhaps from a wedding they went to, a special holiday or maybe the flowers were a gift from a mate, a friend, or family member. W.... Choosing a Wedding Date –- When You’re Feeling Indecisive He – or she – proposed, and you answered in the affirmative! Now's the time to bask in the romance, and enjoy the first phase of your new life together. But soon, you'll need a response for that timeless question: "when's the wedding?" For s....... Get Fit For Your Wedding Day Every bride wants to look perfect on her wedding day. Selecting a dress that will make you look and feel great is an important first step. But what happens when you look in the mirror and notice trouble spots like saggy arms or unsightly folds in your bac.... 8 Tips For Picking The Perfect Wedding Dress When little girls spend their math classes daydreaming of weddings (instead of winning the World Series -- not to say you can't do both), what do they dream of first? The perfect wedding dress, of co....... Top Wedding Fitness Questions (and their answers) As a Personal Trainer for brides-to-be, I often get asked the same wedding fitness questions over and over again. Brides (and grooms) usually are looking for simple and easy ways to get in better sha....... 5 Simple And Easy Ways To Advertise Online Advertising is everything some people say. Regardless if you have a product, a service, a hobby website or just want to share pictures of your wedding, you have to advertise somehow to get the traffi....... Design Your Own Beautiful Wedding Ring It used to be that if you wanted to buy a nice custom-made wedding ring, you’d have to visit some fancy high-end jewelry store and be willing to part with a large portion of your wedding budget. Well....... Weddings - That Special Day Standing in front of all her loved ones, donning an elegant white gown and a radiant smile, the bride smiles at her groom, tears in her eyes, and says, “I do.” The audience feels a rush of excitement....... Star Jones Nuptials: Fairytale Wedding or Diva Gone Wild? In case you’ve been living on another planet for the past several months, you may not have heard that Star Jones was getting married. For the rest of us here on planet earth we couldn’t escape this j....... Top Ten Wedding Videography Tips 1.If at all possible visit the location beforehand to assess the layout, lighting, powerpoints for recharging and to be nice to the priest/officials. 2.Check out the parking access to enable a quick....... A summer wedding THE sunshine had come out to ensure the wedding of footballer Benji and his wife-to-be Sabine had the perfect backdrop. For the month before the excitement had been growing amongst the players and supporters of St Cernin de l’Herm, a village in the.... 3 Ways to Cut Cost on Wedding Flowers With all the things you’ll have to worry about paying for when it comes to your wedding, you won’t want to have to spend a lot of cash for slightly smaller things, like accents, decorations, and flow....... Wedding Planning Tips and Tricks Planning a wedding is an exciting thing, and can be very scary. With some basic tips and tricks, you will be sure to make you day special. Be sure to setup your honeymoon at the same time as you set....... How to Find, Select, and Afford a Wedding Photographer You are engaged and one of the most important days in your life is fast approaching. Your wedding day will be filled with happiness and emotion. Family and friends will be there; some you have not se....... Writing as a Gift What am I supposed to give Anthony as a wedding gift? I asked Kristin, my bridesmaid and person-who-was-married. I mean, what kinds of things do brides give their grooms? I was thinking of hiring....... World Affairs Sitting here in the Florida sun whilst the rest of the world concerns itself with Papal funerals and Royal weddings, neither event incidentally proffered an invitation to the wife and I. I began thin....... How To Choose The Right Wedding Bouquet Style Basically, there are three wedding bouquet styles.The cascade, round or posy and hand-tied. The cascade, as the name suggests, is shaped like a waterfall, more flowers on the top with some flowers fl....... Wedding Rings – Through the Ages and for All Eternity The exact origin of the wedding ring is uncertain and is rife with superstition and mythology. Papyruses dating back to the ancient Egyptian civilization depict wedding rings, and historians credit t....... Common Format Of A Wedding Reception The following article can be copied but you must keep about the author section. Common format of a wedding reception: Arrival of guests at hall Introduction of wedding party Introduction of bride....... Ten Tips for Writing Your Perfect Wedding Vows 1.Start with a nice clean piece of paper (lavender is good, but any kind will work). Down the left side of the page, write the numbers 1-10. Now – without stopping to think about it, fill in this page! Write down the first 10 things that come to mind in r.... Writing Your Wedding Vows the Way Poets Do Let’s face it, not many of us have the kind of skills or experience to write truly poetic wedding vows. Or do we? Here’s the truth: Even if you don’t know Dylan Thomas from Bob Dylan, and you’re pretty sure T.S. Elliot was that guy who wrote the words to.... Wedding Anniversary Scrapbooking Ideas Are you looking for wedding anniversary scrapbooking ideas to help you create a unique gift for a special couple for their anniversary? This article has many simple ideas that you can use to create a....... Take Folic Acid Before Getting Pregnant (NC)-Mississauga mother Susan Walsh gives a bottle of multivitamins containing folic acid to the bride-to-be at every wedding shower she attends. This is her way of ensuring that all women take folic....... Wedding Videography in the Digital Age What's the state of the wedding videography industry today? To find out, we talked with working wedding videographers, found industry statistics and fleshed out what is undoubtedly a flourishing busi....... Unique Wedding Favors - How to Find Unique Wedding Favors for Your Wedding Wedding favors have become an integral part of a wedding. And many brides, and couples, search for unique wedding favors which will make a statement and from which the guests will remember this wedd....... Wedding Entertainment - selecting a quality DJ Wedding Entertainment – selecting a Quality DJ By Todd Mumford Months in advance of your wedding ceremony, comes hours and hours of planning – how many people to invite, what food i...... How to Plan Your Wedding and Honeymoon. How to Plan Your Wedding and Honeymoon. 1. Weddings typically can cost you anywhere around $15,000 or more. The big question is: who foots the bill? The 21st century has heralded a shift in the way these costs are handled. We have moved away from th.... Florida Weddings Guide Have you ever dreamed of having the perfect wedding? You picture a tropical paradise surrounded by amazing blue waters, fresh ocean breezes, and beautiful sunsets. It\'s only you, your future spouse, and just a few close friends and family. Well, STO.... Let Them Eat Cake -- Just Not at Your Wedding It's a fact, however odd it seems, that some brides don't like cake -- and don't want one at their wedding reception. Others like cake just fine, but prefer to serve something a little more distincti....... Tips To Make Your Wedding Day Perfect If you were like most little girls, your wedding day was something that was forever in your imagination, a joyous event that would mark a new and exciting era in your life. But in all of your daydrea....... Wedding Planning I - Scheduling Article: "Wedding Planning I - Scheduling" Nily Glaser Copyright: © Nily Glaser 2004 "A-wedding Day" had many requests for information about the chronology of steps for both the wedding ceremony and reception. I hope that the follow....... Rose Petals Add The Perfect Touch For A Wedding Rose petals will add luxury to a wedding day or any other special occasion. Why settle for throwing ordinary rice when instead you can make the wedding so much more romantic by tossing rose petals? ....... Divorce: Secrets To Coping With A Divorce Announcement During a wedding ceremony, when people are joined together in matrimony, they swear and vow to honor and respect each other and to remain partners both during good and bad times. But in most marriag....... 6 Useful Tips to Cut Wedding Costs Weddings are very nice occasions people want to attend to. But they can be time consuming and demand enormous attention on the part of the couple with lots of things to prepare for, in order for thei....... The Meaning of \"Charm\" in a Bracelet Charm bracelets have been around for a long time, given as gifts to Lighting the Way when Two Become One Whether you want to add a little extra romance to an evening reception or a little glow to your house of worship, candles are a natural, effortless addition to your wedding theme. You'll have no trou....... Eight cheap honeymoon ideas for couples on a budget Between paying for the wedding and setting up a new household, many couples find there’s not much money left in their budget for the honeymoon. But who says you have to spend a fortune to enjoy a romantic honeymoon at your dream destination? Here are eigh.... Wedding Dresses -- How to Choose the Right Wedding Gown for Your Big Day Wedding dresses are literally the icing on the cake on every bride's wedding day. You can find perfect wedding gowns online, or simply brainstorm which style of wedding dresses to start looking for as you narrow down your search. First you need t..... How To Film The Perfect Wedding Video Capturing the perfect wedding day video takes more than just luck. There are a number of factors involved that should be considered when you're planning your wedding video whether you're the one behi....... Six Ways to Decorate Your Wedding Arch Sometimes a wedding arch is a no-brainer way to spruce up your ceremony site. No-brainer, at least, until you actually have one in your hands and ready to decorate. Then it gets a little more complic....... A Bit Of Turbulence Direct Answers - Column for the week of July 1, 2002 I'm a 26-year-old flight attendant engaged to be married in 10 weeks. Our wedding reception was to be held in a marquee in my in-laws' garden. On....... 10 Things to Know (and Do) About Special Needs and Cruising I speak on cruises and have found them almost amazingly accommodating to special needs. From disabilities, to medical needs, to family reunion celebrations or weddings...in many cases, you need only to ask. Here are some things to consider beforehand. Don.... Choosing The Best Sites For Your Wedding And Reception The perfect wedding day has been pictured in your mind and dreams almost your entire lifetime. If you're like most, you may already have a vivid picture of how you want your wedding and reception to ....... |
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